Investment loans



Investment leverage is a powerful tool that can accelerate the growth of your non-registered savings and help you achieve your financial goals sooner. As with any financial strategy, the key to success is finding the product that best meets your needs. Our industry leading lineup of investment loan products is designed to meet the needs of all of your investments from those trying leverage for the first time to more seasoned investors.

  • 100% Loans

Ideal for investors new to a leveraged investing strategy and for those wishing to borrow 100% of their investment amount,100% Loans have the following features:

  1. • We offer Loans of $50,000 minimum so you can start a leverage program with the loan size that’s right for you.
  2. • No margin calls due to market fluctuations. You will never have to worry about being asked to make additional deposits if your investments fall in value, however clients maybe requested to convert from Interest Only to Principal and Interest payments when loan to value exceeds 125%
  3. • 100% financing. We'll loan you the full amount of your non-registered investment so you don’t need to access cash or other assets as an initial deposit.
  4. • Choice of Interest Only or Principal and Interest (10 to 20 years) payments and clients are always free to pay off their loan at any time with no penalty.
  5. • Attractive floating interest rate.
  6. • No application fee.
  7. The benefits
  • - Simple and flexible way to funding  potential investment projects
  • - Available to entrepreneur seeking partnership financing  amounts over $50,000
  • - Suitable for businesses owning  the freehold or leasehold premises from which they operate (i.e. owner-occupied commercial property)
  • Terms and conditions apply. All facilities are subject to status and applicants must be aged 18 or over.

  • Multiplier Loans

  • Designed for sophisticated investors who wish to borrow larger amounts, Multiplier Loans allow you to tailor the loan to the needs of each specific Investment. Here are just some of the features:
  • - Personal loans of $10,000 to $1,000,000 allow you to provide larger leverage loans to meet your needs. For loans greater than $1,000,000 please contact our Business Development Consultant.
  • - Choice of Interest Only, or Principal and Interest (10 to 20 years) payments and clients are always free to pay off the loan at any time with no penalty.
  • - No margin calls due to market fluctuations. Your will never be asked to make an additional deposit if the value of your investment declines, however you may be requested to convert from Interest Only to Principal and Interest payments when loan to value exceeds 125%
  • - Attractive floating interest rate.
  • The benefits
  • - Simple and flexible way to fund potential growth
  • - Available to business customers seeking to borrow amounts over $50,000
  • - Suitable for businesses owning  the freehold or leasehold premises from which they operate (i.e. owner-occupied commercial property)
  • - A variety of flexible repayment options
  • - Straightforward interest rates and fee structures

  • Terms and conditions apply. All facilities are subject to status and applicants must be aged 18 or over.
    Interest rates in respect of borrowing facilities are individually negotiated and the amount you are charged will depend on your circumstances - contact our relationship partner for more details

  • Important information
  • -Interest rate
    • Variable – available on request from relationship manager
  • Repayment type - interest only or capital & interest
    • Capital & interest option from 1 to 15 years
    • Interest only option from 1 to 5 years. With interest only option - you will need to plan a method for repaying the capital.

Terms and conditions apply. All facilities are subject to status and applicants must be aged 18 or over.

Back